Our Certificates of Deposit (CDs) offer a safe and steady way to grow your savings. While our rates may be modest, they come with the peace of mind of federally insured deposits and the reliability of your trusted UDCU. CDs are ideal for members who value security and predictability over high-risk returns.
Our IRAs are a dependable way to save for your future. While the rates may be modest, they offer a secure and federally insured option for long-term retirement planning.
Whether you’re just starting out or adding to your existing retirement savings, UDCU IRAs provide stability and peace of mind—with the added benefit of potential tax advantages.
A Roth IRA with UDCU offers a simple, secure way to save for retirement. While our rates are modest, your contributions grow in a federally insured account—and qualified withdrawals are tax-free.
This account is ideal for members who want to save steadily over time and enjoy tax-free income in retirement.
DISCLOSURE
Rates and APY* are subject to change without notice and early closure fees may reduce earnings. Minimum opening balance, noted above, must be maintained for the entire term. Dividends are paid monthly. Federally insured $250,000. *APY= Annual Percentage Yield. Please check with our UDCU staff for current rates, website rates may not be updated on a daily basis!
