Share Draft Checking

Share Draft Checking

Enjoy the convenience and flexibility of a UDCU Checking Account—designed to meet your everyday banking needs with no hidden fees.

Key Features:

  • No Per-Check Charges: Write checks without incurring service fees.
  • Dividends: Earn dividends calculated daily and posted monthly.
  • Free Electronic Transactions: Set up ACH transfers (transfer your money outside of UDCU), payroll deductions, and other electronic debits/credits at no cost.
  • Overdraft Protection:
    • Up to three automatic transfers from your Share Account per month to cover overdrafts—free of charge.
    • A small fee applies for additional transfers.

Visa Debit Card:

  • Access your funds with a Visa Cash & Check Card, accepted at ATMs and point-of-sale terminals displaying the STAR or PLUS logos.
  • Benefit from overdraft protection linked to your savings account or an established line of credit.