Line of Credit Cash Flow

UDCU’s Cash Flow Line of Credit is a flexible, low fixed-rate borrowing option designed to help members manage short-term financial needs with ease.

Key Features:

Open-End Loan: Access funds as needed, repay monthly, and reuse as your balance is paid down.

Maximum Credit Limit: Up to $10,000

No Set Term: Use and repay on your schedule

Ideal For: Emergency expenses, cash flow management, or short-term borrowing needs

This line of credit is perfect for members who want the convenience of borrowing without the commitment of a traditional loan. Funds are available when you need them, and you only pay interest on the amount you use.

Utility District Credit Union

Hours:
Monday – Friday:
8:30 AM – 4:00 PM
Saturday/Sunday: CLOSED

Email: utility.credit@udcu.org

For lost or stolen Debit Card, please call: 888-241-2510
(after hours)

Fee Schedule

Member Agreement

375 11th Street
Oakland, CA 94607

Phone: (510) 287-0465
Fax: (510) 287-0528

2130 Adeline Street
Oakland, CA 94607

Phone: (510) 287-0537
Fax: (510) 287-0538