UDCU checking accounts enable you to write checks without incurring a service charge. Dividends are computed daily and posted monthly. You can set up Automatic Clearing House (ACH) or any other electronic debit/credit such as payroll deductions and automatic deductions on your share draft account free of charge.

  • No per check charge.
  • Three automatic transfers from your Share Account are provided each month, free of charge to cover overdrafts. There is a small fee after three transfers.
  • Debit Card

UDCU checking accounts offer the following additional features:

  • A Visa Cash & Check Card (Debit Card) accepted at any ATM or Point of Sale device that displays the STAR or PLUS logo.
  • Overdraft protection from your savings account or an established line of credit.