Whether it is a car loan, personal loan or unsecured loan, your credit union is the best source for financing your needs.
UDCU offers a variety of low-cost, flexible programs designed to help our members consolidate debt, finance a new or used vehicle . . . even take a vacation!
A low fixed rate line of credit with ability to draw on funds as needed. There is no set term and you can use funds and repay monthly.
Our signature unsecured loan is available in amounts up to $5,000. Fixed rates and flexible terms are from 6-48 months. Use it for variety of purposes including debt consolidation, medical expenses, or purchasing older vehicle.
All auto loans include tax, license and serviced policies; not to exceed Blue Book value.
A lower APR is available for FICO scores above 730, while a higher APR applies to FICO scores below 680. Please refer to the loan rate schedule for more details.
| Loan Type | Maximum Terms | APR Interest Rate |
|---|---|---|
| New | 36 months | 4.75% |
| 48 months | 4.99% | |
| 60 months | 5.50% | |
| 72 months | 5.75% | |
| 84 months | 6.00% | |
| Used | 36 months | 4.99% |
| 48 months | 5.25% | |
| 60 months | 5.50% | |
| 72 months | 5.75% | |
| 3 years out of the Blue Book | 6.99% |
| Loan Type | Maximum Terms | APR Interest Rate |
|---|---|---|
| New | 36 months | 9.00% |