Loans

Loans

UDCU has just the right lending program to help make your dreams come true.

Whether it is a car loan, personal loan or unsecured loan, RV loan or refinancing your home, your credit union is the best source for financing your needs.

UDCU offers a variety of low-cost, flexible programs designed to help our members consolidate debt, finance a new or used vehicle . . . even take a vacation!

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to try our calculator for Credit Disability and Life insurance for loans

Loan Types

  • Line of Credit “Cash Flow”
  • Unsecured Loan
  • Auto Loan

Line of Credit “Cash Flow”

A low fixed rate line of credit with ability to draw on funds as needed. There is no set term and you can use funds and repay monthly.

  • $10,000.00 maximum
  • Open end loan

Unsecured Loan

Our signature unsecured loan is available in amounts up to $5,000. Fixed rates and flexible terms are from 6-48 months. Use it for variety of purposes including debt consolidation, medical expenses, or purchasing older vehicle.

  • $5,000.00 Maximum
  • Maximum term is 48 months

Auto Loan

All auto loans include tax, license and serviced policies; not to exceed Blue Book value.

Auto

Loan Type Maximum Terms APR Interest Rate
New 36 months 5.25%
48 months 5.49%
60 months 6.25%
72 months 6.99%
84 months 7.25%
Used 36 months 5.49%
48 months 5.75%
60 months 6.50%
72 months 7.25%
3 years out of the Blue Book 7.50%

Motorcycle

Loan Type Maximum Terms APR Interest Rate
New 36 months 11.00%