Used Car Loans

Used Car Loans

Find the perfect pre-owned vehicle and finance it with confidence through UDCU’s Used Auto Loan program. We offer flexible terms, competitive rates, and financing options that go beyond the basics.

Loan Features:

• Financing Available: Up to 125% of the vehicle’s value to cover taxes, registration, GAP, and extended warranties
• Loan Amounts: Based on the high Blue Book value or sales price, whichever is lower
• Maximum Term: Up to 84 months for qualified borrowers
• Competitive Rates: Based on your credit score
• Convenient Repayment Options:
  • Payroll Deduction
  • Automatic Payment
• Optional Protection Plans:
  • GAP Coverage (Guaranteed Asset Protection)
• Flexible Payment Features:
  • Skip-a-Pay option available during eligible months
• Account Access:
  • Free Real-Time Online & Mobile Banking

Whether you’re buying from a dealership or a private seller, UDCU’s used auto loans give you the flexibility and support you need to make your next vehicle purchase stress-free.mbers who want the convenience of borrowing without the commitment of a traditional loan. Funds are available when you need them, and you only pay interest on the amount you use.