GAP Insurance

GAP Insurance

Guaranteed Asset Protection (GAP) helps protect you from financial loss if your vehicle is totaled or stolen and your loan balance exceeds the insurance payout.

Even with full coverage auto insurance, you could still owe thousands on your loan. GAP covers the difference—so you’re not left paying for a car you no longer have.

Key Benefits:

  • Covers the “gap” between your insurance settlement and your remaining loan balance
  • Available for new and used vehicles
  • One-time cost, added to your loan

Ask a UDCU team member for details or to add GAP coverage to your auto loan.