Overdraft Protection

Overdraft Protection

UDCU offers Overdraft Protection to help you avoid declined transactions and unexpected fees.

How it works:

  • Up to three automatic transfers per month from your Share Account to cover overdrafts—free of charge
  • A small fee applies for additional transfers beyond the monthly limit
  • You can also link your checking account to a line of credit for additional coverage

This service gives you peace of mind, knowing your transactions are protected—even when your balance runs low.